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200+ Lenders

Why Compare with Quidzu?

We make finding the right personal loan simple, fast, and free.

Compare 200+ Lenders

See personalized rates from hundreds of lenders side by side. One form, multiple offers. No need to visit each lender individually.

No Credit Score Impact

Our pre-qualification uses a soft credit inquiry. Your credit score stays exactly where it is. Check rates with confidence.

Funded in Minutes

The entire process takes 2 minutes. Many lenders offer same-day approval and can deposit funds into your account within hours.

Top-Rated Lenders

Our highest-rated personal loan lenders, based on rates, fees, customer experience, and lending flexibility.

LenderAPR RangeLoan AmountMin. ScoreFundingRating
SoFi

Borrowers with good credit who want zero fees

8.99% – 25.81%$5,000 – $100,000680Same day to a few days
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LightStream

Excellent credit borrowers wanting the absolute lowest rates

7.49% – 25.49%$5,000 – $100,000700Same day (with bank account verification)
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Upgrade

Fair-credit borrowers who want flexibility and joint applications

9.99% – 35.99%$1,000 – $50,0005801 – 5 business days
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Best Egg

Good-credit borrowers who need fast funding

8.99% – 35.99%$2,000 – $50,000640Same day to next business day
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Avant

Borrowers with average credit (580–700) who need fast funding

9.95% – 35.99%$2,000 – $35,000580Next business day
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See all lender reviews →

Trusted by borrowers comparing offers from

SoFiLightStreamMarcusDiscoverUpstartBest EggAvantLendingClub

How It Works

Three simple steps to your best loan offer.

1

Tell Us What You Need

Enter your loan amount, purpose, and basic info. Takes less than 2 minutes. No commitment required.

2

Compare Personalized Offers

We match you with lenders and show real rates side by side. Soft credit check only — your score stays the same.

3

Choose & Get Funded

Pick the offer that fits your budget. Complete the application with your chosen lender and get funded — often the same day.

Frequently Asked Questions

No. When you check your rate through Quidzu, we use a soft credit inquiry that has zero impact on your credit score. Only when you formally apply with a specific lender will they do a hard pull, which may temporarily affect your score by a few points.

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